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Checking & Savings at UBT

Get rewarded for choosing UBT

There are lots of reasons to move to UBT, like people who care, a slick app — and a cash bonus of up to $250** when you open new checking and savings accounts and meet requirements. Hurry — offer ends 11/22!

Get a great rate on a 6 or 12-month CD

Term	APY $1,000 minimum deposit
6 months	4.60%
12 months	4.30%

Term

APY

$1,000 minimum deposit

6 months

4.60%

12 months

4.30%

The Annual Percentage Yield (APY) is based on quarterly compounding. You must maintain a minimum balance of $1,000 to open the account and obtain the APY. Penalty for early withdrawal, which may reduce earnings.

Ready Loan or credit card?

When should you get a personal loan vs. using a credit card? We take a closer look at your options, including our collateral-free Ready Loans.

Countdown to campus

UBT wants to help prepare you and your student for the transition to college life, so we’ve outlined some key measures to take to make sure the road to academia is a smooth one.

We think that you’re the best, too!

To the best customers and employees around, UBT is honored and thankful that you continue to count us among the best of the best in Lincoln. We’re grateful to be celebrating Lincoln’s Choice Award wins in five categories:

Best Bank
Best Financial Planner
Best Customer Service
Best Place to Work
Best Work Environment

We mean it when we say your money has people, and we’re looking forward to another year of helping you thrive.

We’re always glad to see you!

Need to visit one of our branches for some one-on-one assistance? At UBT, we have numerous locations conveniently located to make it easy to stop by and get help from a friendly face. Click below to find the branch nearest you!

Need Support?

Connect with our people online

Terry

Customer Support Supervisor

Call 800.297.2837

Live Chat

Investment products: Not FDIC Insured — No Bank Guarantee — May Lose Value.

Loan products subject to credit approval.

**Checking offer not valid for primary accountholder on existing UBT personal checking account(s). Savings offer not valid for primary accountholder on existing Simply Savings or Simply Savings Student account(s). Offer not valid if existing checking or savings accounts closed within the last 120 days. Receive $100 when you open a Simply Free checking account and complete the following within 90 calendar days of account opening: (1) have $500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Receive $150 when you open an interest-earning checking account (Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage) and complete the following within 90 days of account opening: (1) have $2,500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Receive $100 when you open a Simply Savings account and complete the following within 90 days of account opening: (1) maintain a $2,500 balance; and (2) enroll in paperless statements via online or mobile banking. Bonus is credited to your active account within 100 days of account opening if you meet requirements. $1,000 opening deposit required on Simply Free Plus checking accounts. Simply Savings requires a $2,500 opening deposit in new money. Various Annual Percentage Yields (APYs) offered for interest-earning checking accounts based on the account and balance maintained. For example, Simply Free Platinum requires a $100 minimum daily balance to earn .20% APY. Simply Savings earns .40% APY. APYs accurate as of 09/24/2024. Fees may reduce earnings; rates subject to change. Promotion offers limited to one new checking account and one new savings account per person and cannot be combined with other offers. Simply Free Platinum accounts are designed for people ages 50 and over. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska. Promotions available 07/1/2024 to 11/22/2024. Member FDIC.

CD Specials